At NewDay we all share a common goal – to help people be better with credit. We use our extensive knowledge of the Near Prime and Co-brand sectors to develop products and services that help establish or improve our customers’? credit records, giving them access to the flexibility and benefits that credit provides. Founded in 2001, we are now one of the UK’s leading consumer credit finance companies, with over 5.8 million customers and receivables of over £2 billion. We serve the Near Prime credit card sector with three products – aqua, marbles and Opus. And, in the Co-brand sector, we provide credit card products in partnership with several of the UK’s most-established retailers, including Debenhams, House of Fraser, Laura Ashley and The Arcadia Group.